Mortgages, Legal & Surveys

Mortgages, Legalities and Surveys

Never assume, always seek advice from a professional, as there are so many caveats that it wouldn’t be appropriate to try and cover everything.  Our team are here to support you in all these areas and, should you need a recommendation, we can point you in the right direction.

Mortgages

With over 30 years’ experience, our independent financial advisor is here to help you.  Adept at finding mortgage solutions for typical and those more unusual circumstances, everyone has a chance of finding their dream home.

Whether you’re a first-time buyer, a high net worth client, are buying to let, or living abroad and investing in the UK, no matter how complex the situation we will do everything we can to make things work, as well as advising you on mortgages and the costs associated with purchasing a property

Legal

To ensure the process of buying your next home runs smoothly, it’s essential to choose a solicitor who is experienced in conveyancing.

We know you want your purchase to complete as quickly as possible, and to be kept abreast of what’s happening – the right solicitor can make that happen.

We have a team of solicitors who our clients recommend and we’re happy to put you in touch should you not have a preferred person.

Bear in mind that the sales process can take time, we will keep you advised on the time scale and any changes that may occur due to delays within the chain.

Surveys
Surveys are an essential and legal requirement when buying a home, but it’s important not to get confused.  The survey conducted by your mortgage lender is for their purposes only and will not look at the structure of the property.

We would always recommend that you invest in a home survey carried out by a qualified surveyor.  Basic surveys are fine for new builds, but extended, more in-depth surveys are preferable for those making sizable investments or purchasing an older property.

These surveys will look at the structure and build of the property and highlight areas of concern. 

Unique to our mortgage advice:

• No Upfront Fees (unlike most brokers)

• No Contracts to sign

• Appointments at one of our offices or in the comfort of your home at a time to suit you, during the day or evenings

• No need for a face to face appointment if you’re at a distance – can all be done via telephone or email

• Access to a large range of different lenders to choose the best deal for you

• Local family run company

• Backed up by a large network with access to exclusive rate so often we can get better rates than someone going into their own bank

• Able to advise on a range of product (Mortgages / Life Assurance / Income Protection / Buildings and Contents Insurance)

Please contact us if you would like a no obligation chat with Anita.

Legal fees and surveys

We can provide free quotes from reputable local surveyors, and experienced solicitors. Please contact us for a free quote.

Architect services

We work closely with a local architect’s company – providing a ‘One Stop Shop’ service in Architectural Design, Planning Advice and Applications, Building Regulations approvals as well as Health & Safety Services specifically for the Construction Industry. Also offering Project Management solutions – the team is friendly, helpful and professional.

Offering a free initial consultation to establish your individual requirements, followed by a no obligation quote tailored to your project.

Always on hand to answer any questions you may have throughout the process.

Please contact us for more information.